Haley and Nick Downes are a happy, successful young couple pregnant with their first baby, but when Nick's father dies unexpectedly, his estranged sister Zara suddenly shows up to town with a diabolical plan in store to make the baby and their father's fortune her own.

Two New York City girls make a pact to lose their virginity during their first summer out of high school. When they both fall for the same street artist, the friends find their connection tested for the first time.